Kema and Telr Partner to Power the Future of B2B Payments in the UAE, KSA and the rest of the GCC

Dubai, UAE — September 22, 2025 — Kema, the leading fintech platform for cash flow automation for SMEs, is proud to announce a strategic partnership with Telr, the award-winning UAE-based online payment gateway. By combining Kema’s agile SaaS platform with Telr’s robust payment solutions, the collaboration aims to streamline B2B payment cycles and strengthen liquidity management, helping businesses across the region optimize and scale their financial operations with ease.
Combining Strengths for Seamless Payments
The partnership merges Kema’s receivables and cash flow automation tools with Telr’s robust payment infrastructure. Through this integration, merchants can now issue invoices with embedded payment links, automate reminders, and track collections in real time—all while offering local and international payment options in more than 120 currencies and 30 languages .
With Telr’s UAE Central Bank Retail Payment Services License (RPS), businesses also gain the reassurance of regulatory compliance alongside access to cutting-edge digital payment methods .
A Boost for SMEs
According to Michael Ghandour, Founder and CEO of Kema, the partnership transforms “static invoices into consumer-grade checkouts.” This innovation, pre-built with Telr’s infrastructure, has already demonstrated up to a 60% increase in on-time payments, saving finance teams hundreds of work hours. Kema’s plug-ins for popular accounting platforms—such as QuickBooks, Xero, Odoo, Microsoft Dynamics, Workday, and Wafeq—ensure businesses can be up and running in minutes .
Executive Insights
Khalil Alami, CEO of Telr, emphasized that the collaboration brings secure and competitive payment solutions to merchants, enabling them to scale their digital operations while streamlining cash flow. Ghandour added that the integration provides SMEs with an all-in-one receivables engine, including automation, financing, analytics, and payment processing .
Building a Framework for the Future
This alliance represents more than just a technology integration; it sets a new framework for digital payments in the UAE, balancing innovation with compliance. Both companies aim to empower businesses to manage receivables more efficiently, unlock working capital, and accelerate growth across the SME landscape.