Fast and flexible invoice financing
Get paid upfront on your customer invoices, or extend payment terms with your vendor invoices, all while maintaining seamless cash flow.
Accelerate your cash flow
Turn invoices into immediate working capital
Convert invoices into cash without the wait
- Skip the 30, 60 or 90-day wait. Get your cash within hours of invoice approval.
Payment flexibility that wins business.
- Offer extended payment terms without affecting your cash flow.
Smart growth through better credit decisions
- Use Kema’s scoring engine to shape your customers’ payment terms and credit limits.
Invoice financing, better credit decisions, and much more.
Advance payment on invoices
Boost your cash flow with upfront payments of up to 95% on approved invoices.
Offer pay later
Set up once, then let intelligent workflows handle your payment follow-ups.
Pay your vendors later
You pay later, while your vendors get paid on their terms.
How it works
Sign up for Kema
Create your account in minutes and get started with ease
Connect your ERP
Submit your data seamlessly using our built-in ERP plugins
Submit KYC and documents
Complete verification and upload additional documentation.
Effortless integration, Powerful performance
Enhance your financial operations with Kema’s one-click integrations. Our pre-built, connected and intuitive interface ensure automatic, secure and real-time data synchronization with your existing systems.
Accept online payments easily with one of our embedded partners
Leverage our best in class payment gateway partners to quickly and securely start accepting a variety of online payments such Visa, Mastercard, Sadad and many others